:root {
  --bg: #0b1220;
  --panel: #111a2b;
  --panel-2: #16243c;
  --card: #ffffff;
  --text: #0f172a;
  --muted: #475569;
  --light: #e5eefb;
  --accent: #0a66c2;
  --accent-2: #1d4ed8;
  --line: #dbe4f0;
  --shadow: 0 18px 45px rgba(15, 23, 42, .12);
  --radius: 22px;
  --content: 1180px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--text);
  background: linear-gradient(180deg, #f8fbff 0%, #edf4fb 100%);
  line-height: 1.6;
}
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
.container { width: min(var(--content), calc(100% - 2rem)); margin: 0 auto; }
.topbar {
  position: sticky; top: 0; z-index: 30;
  backdrop-filter: blur(14px);
  background: rgba(255,255,255,.9);
  border-bottom: 1px solid rgba(148, 163, 184, .18);
}
.nav-wrap { display: flex; align-items: center; justify-content: space-between; gap: 1rem; min-height: 76px; }
.brand { display: flex; align-items: center; gap: .8rem; font-weight: 700; color: var(--bg); }
.brand img { width: 190px; height: auto; border-radius: 0; object-fit: contain; background: transparent; }
.brand small { display: block; color: var(--muted); font-weight: 500; }
.nav-toggle {
  display: none; background: transparent; border: 1px solid var(--line); border-radius: 10px; padding: .6rem .8rem; font: inherit;
}
nav ul { list-style: none; display: flex; flex-wrap: wrap; gap: .2rem; padding: 0; margin: 0; }
nav a {
  display: block; padding: .8rem .95rem; border-radius: 12px; color: #1e293b; font-weight: 600; font-size: .96rem;
}
nav a:hover, nav a.active { background: #e8f1fb; color: var(--accent-2); }
.btn, button.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: .55rem;
  background: linear-gradient(135deg, var(--accent), var(--accent-2)); color: #fff; padding: .95rem 1.2rem;
  border-radius: 14px; font-weight: 700; border: none; box-shadow: 0 12px 24px rgba(29, 78, 216, .18); cursor: pointer;
}
.btn.secondary { background: #fff; color: var(--accent-2); border: 1px solid #bfd3ef; box-shadow: none; }
.hero {
  padding: 4rem 0 2.5rem;
}
.hero-grid {
  display: grid; grid-template-columns: 1.15fr .85fr; gap: 2rem; align-items: center;
}
.hero-copy {
  background: linear-gradient(135deg, rgba(10,102,194,.07), rgba(29,78,216,.03));
  border: 1px solid rgba(10,102,194,.12);
  border-radius: 28px; padding: 2.4rem;
}
.eyebrow { color: var(--accent); text-transform: uppercase; letter-spacing: .08em; font-weight: 800; font-size: .78rem; }
h1, h2, h3, h4 { line-height: 1.15; margin: 0 0 .8rem; color: #0b1220; }
h1 { font-size: clamp(2.3rem, 4vw, 4.1rem); }
h2 { font-size: clamp(1.7rem, 2.6vw, 2.6rem); }
h3 { font-size: clamp(1.15rem, 2vw, 1.45rem); }
.lead { font-size: 1.12rem; color: #243449; max-width: 62ch; }
.hero-actions { display: flex; flex-wrap: wrap; gap: .8rem; margin-top: 1.4rem; }
.hero-card {
  background: radial-gradient(circle at top, #1a2f52 0%, #0b1220 72%);
  color: #fff; border-radius: 28px; overflow: hidden; box-shadow: var(--shadow);
}
.hero-card img { width: 100%; aspect-ratio: 1 / 1; object-fit: cover; }
.hero-card .inner { padding: 1.2rem 1.4rem 1.6rem; }
.hero-points { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: .85rem; margin-top: 1.2rem; }
.hero-points div {
  background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.1); border-radius: 16px; padding: .9rem;
}
.section { padding: 2.6rem 0; }
.section.alt { background: rgba(255,255,255,.55); border-top: 1px solid rgba(148,163,184,.16); border-bottom: 1px solid rgba(148,163,184,.16); }
.section-header { margin-bottom: 1.5rem; }
.muted { color: var(--muted); }
.grid-3, .grid-4, .grid-2 { display: grid; gap: 1.25rem; }
.grid-2 { grid-template-columns: repeat(2, minmax(0,1fr)); }
.grid-3 { grid-template-columns: repeat(3, minmax(0,1fr)); }
.grid-4 { grid-template-columns: repeat(4, minmax(0,1fr)); }
.card {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 1.3rem; box-shadow: var(--shadow);
}
.card p:last-child { margin-bottom: 0; }
.kicker { font-weight: 800; color: var(--accent-2); font-size: .82rem; text-transform: uppercase; letter-spacing: .06em; }
.icon {
  width: 2.9rem; height: 2.9rem; border-radius: 14px; background: linear-gradient(135deg, #dcecff, #edf4ff);
  color: var(--accent-2); display: inline-flex; align-items: center; justify-content: center; font-weight: 800; margin-bottom: .85rem;
}
.media {
  display: grid; grid-template-columns: .95fr 1.05fr; gap: 1.6rem; align-items: center;
}
.media.reverse { grid-template-columns: 1.05fr .95fr; }
.media .frame, .wide-frame {
  background: linear-gradient(180deg, #fff, #f6f9fe); border: 1px solid var(--line); border-radius: 28px; overflow: hidden; box-shadow: var(--shadow);
}
.frame img, .wide-frame img { width: 100%; height: 100%; object-fit: cover; }
.feature-list { display: grid; gap: .9rem; margin-top: 1rem; }
.feature-list div { padding: .95rem 1rem; background: #fff; border: 1px solid var(--line); border-radius: 16px; }
.cta {
  background: linear-gradient(135deg, #0f1d35, #173563);
  color: #fff; border-radius: 28px; padding: 2rem; display: grid; grid-template-columns: 1fr auto; gap: 1rem; align-items: center;
}
.cta h2, .cta h3, .cta p { color: #fff; }
.cta .btn.secondary { background: rgba(255,255,255,.08); color: #fff; border-color: rgba(255,255,255,.18); }
.stats { display: grid; grid-template-columns: repeat(3, minmax(0,1fr)); gap: 1rem; }
.stat {
  background: #fff; border-radius: 18px; border: 1px solid var(--line); padding: 1.1rem; text-align: center; box-shadow: var(--shadow);
}
.stat strong { display: block; font-size: 1.7rem; color: var(--accent-2); }
.page-hero {
  padding: 3rem 0 1rem;
}
.page-hero-box {
  display: grid; grid-template-columns: 1.02fr .98fr; gap: 1.6rem; align-items: center; background: #fff; border-radius: 30px; padding: 1.6rem; border: 1px solid var(--line); box-shadow: var(--shadow);
}
.page-hero-box .visual { min-height: 320px; border-radius: 24px; overflow: hidden; }
.page-hero-box .visual img { width: 100%; height: 100%; object-fit: cover; }
.breadcrumbs { font-size: .92rem; color: #64748b; margin-bottom: .8rem; }
.note { padding: 1rem 1.1rem; border-left: 4px solid var(--accent); background: #eff6ff; border-radius: 0 14px 14px 0; color: #24415f; }
.form-grid { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 1rem; }
.form-grid .full { grid-column: 1 / -1; }
label { display: block; font-weight: 700; margin-bottom: .35rem; }
input, textarea {
  width: 100%; border: 1px solid #cfdbea; background: #fff; border-radius: 14px; padding: .95rem 1rem; font: inherit; color: var(--text);
}
textarea { min-height: 160px; resize: vertical; }
.checkbox { display: flex; gap: .7rem; align-items: flex-start; font-size: .96rem; color: #334155; }
.checkbox input { width: auto; margin-top: .25rem; }
footer {
  margin-top: 3rem; background: #0b1220; color: #c9d7ee;
}
.footer-grid { display: grid; grid-template-columns: 1.3fr .8fr .9fr; gap: 1.5rem; padding: 2rem 0; }
footer h4 { color: #fff; margin-bottom: .8rem; }
footer a { color: #c9d7ee; }
footer a:hover { color: #fff; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.08); padding: 1rem 0 1.4rem; color: #9fb1cb; font-size: .95rem; }
.list { margin: 0; padding-left: 1rem; }
.list li + li { margin-top: .45rem; }
.small { font-size: .92rem; }
@media (max-width: 980px) {
  .hero-grid, .media, .media.reverse, .page-hero-box, .footer-grid, .cta { grid-template-columns: 1fr; }
  .grid-4 { grid-template-columns: repeat(2, minmax(0,1fr)); }
  .grid-3, .grid-2, .stats { grid-template-columns: 1fr; }
  .nav-toggle { display: inline-flex; }
  nav { display: none; width: 100%; padding-bottom: 1rem; }
  nav.open { display: block; }
  .nav-wrap { align-items: flex-start; flex-wrap: wrap; padding: .75rem 0; }
  nav ul { flex-direction: column; }
}
@media (max-width: 640px) {
  .hero { padding-top: 2rem; }
  .hero-copy, .cta, .page-hero-box { padding: 1.2rem; }
  .hero-points { grid-template-columns: 1fr; }
  .grid-4 { grid-template-columns: 1fr; }
  .form-grid { grid-template-columns: 1fr; }
}


.anchor-offset { scroll-margin-top: 100px; }
.section.compact { padding: 2rem 0; }
.nav-note { font-size: .9rem; color: var(--muted); }
.tag-row { display:flex; flex-wrap:wrap; gap:.6rem; margin-top:1rem; }
.tag { padding:.45rem .75rem; border-radius:999px; background:#eff6ff; border:1px solid #bfd3ef; color:#1d4ed8; font-weight:700; font-size:.9rem; }
.card-plain { background:#fff; border:1px solid var(--line); border-radius:var(--radius); padding:1.1rem; }
.split-list { display:grid; grid-template-columns:repeat(2,minmax(0,1fr)); gap:1rem; }
@media (max-width: 640px) { .split-list { grid-template-columns:1fr; } }


.legal-stack { display: grid; gap: 1.25rem; }
.legal-card h2 { margin-bottom: 1rem; }
.legal-card h3 { margin-top: 1.35rem; margin-bottom: .55rem; font-size: 1.15rem; }
.legal-card p { margin: .7rem 0; }
.legal-list { margin-top: .35rem; margin-bottom: .85rem; }